Do you own a body shop? Maybe you do, maybe you don’t. Even if you don’t, you can imagine the risks that are there. Cars are around products, tools and other vehicles all day. And yes, these people working on the cars are professionals, but they are also human. If an accident were to happen in your body shop, you are 100% responsible. Instead of getting paid to do the job, you could be facing a costly lawsuit. That is why it is important to look into a NY commercial insurance policy to cover your company. Specifically, a garage insurance policy!
What if someone breaks into your shop? Or maybe one of your mechanics uses the wrong tool for a job. Any accidental damage, theft, vandalism or even fire damages will be covered with this policy. And we know that insurance can be costly…which is why we are affordable and want you to choose exactly what you need! You can look into legal liability, general liability or even coverage for specific perils.
It is better to be safe than sorry in any business. Without a NY commercial insurance policy, your business could suffer from an unexpected accident. At Hutchings Insurance, we are here to make sure that does not happen. We want you to run a safe business and a successful business!
On a side note, it never hurts to look into a little auto body safety tips! It may be time to look into a workers comp policy too, but that’s a whole different story!