Many states require individuals to purchase vehicle insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.
Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle policy for your NY business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name.
Whether your company needs to purchase a New York commercial auto insurance policy is dependent on the type of driving its employees do. Our agents will sit down with you and explain your business’s vehicle insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.
We understand that you may have questions about the type of business auto coverage that may be right for you in NY. Our friendly agents will walk you through your insurance shopping, and search the country to find you the best rate. Contact us today or call to learn more about your options- or get a free New York commercial auto insurance quote right now!