What should I consider when buying auto insurance?

Things you should consider when purchasing automobile insurance include:

  • Decide how much liability coverage you want to carry. This is highly subjective. The liability levels you have on your other policies can serve as a guideline. Consult a financial professional if you need more advice.
  • Determine which optional coverage you will need to feel protected. For example, do you want the optional physical damage coverages in Part D, or is the market value of your car too low to warrant purchasing them?
  • Once you have decided what you want, you can now choose from which type of company you want to buy a policy.