Insurance Could Be a Good Idea for New York Renters

Insurance Could Be a Good Idea for New York Renters

We understand that if you’re a tenant who has recently signed a lease on a New York apartment, insurance may not be at the top of your priority list right now. Having only just paid security deposits for your lease and utility services, you may have put off the purchase of renter’s insurance and flood insurance. NY time flies, especially when you are in the throes of moving to a new apartment and learning your way around a new neighborhood, so spare some time to consult an insurance agent soon.

Renters insurance is designed to protect renters if their belongings are stolen or lost in a disastrous event like a house fire. Flood insurance is available through the National Flood Insurance Program, and provides coverage for possessions lost and damaged because of flooding. It’s important to remember that your landlord’s insurance does not cover your personal property.

Naturally, you will be keen to weigh up the cost of having to replace your furniture and other personal possessions against the cost of renter’s insurance and flood insurance. NY insurance professionals in our agency will be pleased to obtain a variety of competitive insurance quotes to help you decide on the insurance policies that offer the best value.

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